Londoners will have to wait a very long time until they can comfortably retire according to a new study.
The new analysis published on Wednesday (March 2) by Royal London shows how long workers in each borough would have to work to get the same quality of pension as their parents' generation.
Workers in higher wage areas were found to have to work up to seven years longer than those in lower wage areas in order to maintain their standard of living when they retire.
In west London, Westminster residents will have to wait until they are 81 before they can retire with a gold standard of pension, two-thirds of pre-retirement income with protection against inflation and something for a surviving spouse.
Locals would have to retire at 76, to get a silver standard pension, half of pre-retirement income.
On the other end of the scale, workers in Ealing can retire comfortably at 77, meeting the UK average.
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How long you work depends on how much you are earning, with workers in high wage areas having to build up more pension to maintain their standard of living when they retire.
Commenting on the results, Steve Webb, Director of Policy at Royal London said: “ Even in lower wage areas people face working into their early seventies to get a comfortable retirement. In higher wage areas, the state pension makes a much smaller contribution so workers in those areas face working well into their seventies.
“The best antidote to having to work well beyond normal retirement ages is to start saving early and to increase pension saving."
At what age can you retire?
| Borough | Median Wage | Gold Standard | Silver Standard |
| Westminster | £42,798 | 81 | 76 |
| Hammersmith & Fulham | £38,029 | 80 | 75 |
| Hillingdon | £32,989 | 79 | 73 |
| Harrow | £32,529 | 79 | 73 |
| Brent | £29,777 | 78 | 72 |
| Ealing | £28,978 | 77 | 72 |
| Kensington & Chelsea | N/A | N/A | N/A |
| Hounslow | N/A | N/A | N/A |
