Toys R Us has launched a Christmas payment plan meaning parents can buy what they need now, but spread the cost over the next three months.
The scheme, Take Time to Pay , requires no credit check and the goods are kept at the store until they're paid for - meaning parents don't have to worry about hiding them from prying eyes.
Nearest stores are in Hayes , Bayswater, Colliers Wood and Brent Cross.
The plan requires a 20 per cent deposit at time of set up plus a £5 administration fee, but no interest rates are charged.
With just over 14 weeks left until the big day, the payment programme allows customers to put anything away including video games, games consoles, toys and bikes or anything from the Babies R Us range.
An application form is completed at time of set up and the customer is advised when the next payment is due.
There are different payment schemes, but customers can pay off their items and pick them up within seven days at any time, without penalty. If they need to cancel their purchases they will receive a full refund, minus a £10 cancellation fee.
As for payments, shoppers can choose to pay over 4, 8 or 12 weeks and payments have to be at least monthly, but can be more frequent if preferred.
