A house , a car, money to finance a holiday or even just a small loan to get you through Christmas, they all seem pretty reasonable reasons for wanting a loan, right?
Well, according to MoneySuperMarket, these are not the only loan requests that are made.
How about a parrot or even a revenge snake? Sound odd?
January is traditionally the busiest month of the year for loan applications, accounting for around 10.13% of requests, which is almost double the 5.12% received in December.
And whilst the most common loan request reasons include money to buy a car, for home improvements or to clear debt, there are some rather more strange requests.
Banking expert at MoneySuperMarket, Kevin Mountford, said: “Loan advisors see all sorts of people come through their doors looking to borrow some cash, and it’s the same on our site.
"While most just want to finance a holiday, home renovations or a new car, some other requests are slightly less obvious.
“There was even once the case of a man who wanted to buy a home for pet monkeys that had overstayed their welcome and were generating some interesting smells around his house.”
The average amount requested for a loan is £8,782, according to MoneySupermarket, but would you use it for any of the below?
10 peculiar reasons for wanting a loan
1. To buy a plane because you want to get home
Who needs to request a loan for a car when you can go one better with a plane?
A spokesman from MoneySupermarket said: “I received a call from a client who demanded a loan so he could buy an areoplane. A 747.
"He was stuck in a storm at Chicago O'Hare Airport and wanted to fly home.
"He was upset the airline wouldn't fly because it was unsafe - one of the more bizarre calls I've taken.”
2. To buy a school and fire the teachers
A student who MoneySuperMarket say was "failing in college", applied for a 'loan" from her trust fund.
She explained she wanted to buy the college so that she could fire all the teachers who were "plotting against her."
Her request was denied.
3. To start a 'home pharmaceuticals' business
A spokesman for MoneySuperMarket said: “A man requested a loan so that he could start his business of ‘home pharmaceuticals sales’ – with two previous convictions for hard drugs.
"Unsurprisingly, his application was rejected."
4. To buy a pet parrot
A pet parrot, could they be the new pet dog?
One man requested an appointment with a financial advisor because he was considering buying a pet parrot.
5. To buy a home for smelly monkeys
Having trouble with your pet monkeys? Just ask for a loan.
“A man called me up trying to get a loan to build a home for his pet monkeys," a MoneySuperMarket employee said.
"He explained that because the monkeys smelt so bad around his living area he wanted them to have their own place.”
6. To start a clown business
One man asked for £200 to fulfil his lifelong ambition of starting a clown business.
With the money he stated that he wanted to buy a red nose, crazy wig, big shoes and balloons.
The must-haves for the wardrobe of every clown.
7. "Darling, everything in life is better with fur"
A spokesman for MoneySuperMarket recalled: “An elderly woman came in asking for a personal loan so she could buy another fur coat because ‘darling, everything in life is better with fur’.
"She then pulled out a pocket book full of cards, asking us to check which of them we could withdraw cash from.
"There must have been 40 cards in that book.
"As we worked our way through the cards she patiently waited while she stood in her fur coat, in July, in 100 plus degree weather.”
8. To buy a revenge snake
“A customer walked in asking for £200" said a MoneySuperMarket spokesman.
Adding: "As he was filling out the paperwork I asked him why and he explained his ex had been breaking into his house almost every night, but that he had a plan.
"As his ex was terrified of snakes, he was going to buy a massive snake and sleep with it until she stopped breaking in.
"If that didn’t work, he’d release the snake into her flat.
"With a smug look, he gave me a £5 tip. And off he went to buy his revenge snake.”
9. To buy fuel
“Three guys came in asking for a loan," the website said.
"They wanted to buy lots of fuel, store it and resell it after the price went up.
"I think they thought they’d be speaking with a man because the charts they brought with them included several bikini clad women."
The loan request was rejected.
10. To buy an expensive car for a pastor
A church applied for a £90,000 loan to buy their pastor a birthday treat in the form of a red Tesla with a yellow bow.
The loan request was approved.
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