Hounslow's Citizens Advice Bureau has seen a 'shocking' rise in the number of debt-ridden residents seeking advice this month.
Parveen Sohal, who manages the CAB branches in Chiswick, Feltham and Hounslow, said people struggling to pay their loans and mortgages now accounted for 99 per cent of its caseload.
She described it as the worst crisis she has experienced during nearly 20 years in the job, including the recession of the early 90s.
"We've seen a steady increase in people seeking advice about debt over the last three to four years but it's really rocketed in the last two or three weeks," she said. "We're dealing with almost nothing other than mortgage and credit card problems and the demand has been quite shocking.
"We did a lot of advice work during the last recession but that was different because there was already a lot of unemployment by that stage."
She said it was hard to estimate the number of people seeking advice at the bureau each week but that staff had helped 16 clients at the Feltham branch alone that morning.
Debt advice usually accounts for about 10 to 15 per cent of the charity's workload.
But Ms Sohal explained that more and more people were struggling to cope on their existing incomes as the price of living rocketed.
Ms Sohal offered the following advice to people struggling with debt:
* Pay off 'priority debts' like mortgage repayments and council tax bills before things like credit cards.
* Talk to your lender
* Plan ahead if you're coming to the end of a fixed-term mortgage
* Open all your post and attend court hearings.
For more advice on managing your debt, visit Hounslow CAB at 45 Treaty Centre, High Street, Hounslow; Feltham CAB, The Centre, High Street, Feltham; or Brentford & Chiswick CAB, Chiswick Town Hall, Heathfield Terrace, Chiswick. Call 0844 4994 113 to check opening times or to book an appointment.
Advice is also available from the National Debtline on 0808 808 4000, the Consumer Credit Counselling Service on 0800 138 1111 and the Insolvency Helpline on 0800 0746 918.